If you have diabetes, you're probably used to being treated as a second-class citizen. Even if everyday life isn't particularly difficult for you, you've probably experienced your fair share of injustice from the health care providers and insurance companies.
Unfortunately, most health insurance providers treat diabetes as a so-called pre-existing condition. This distinction adds to the cost of the diabetic health insurance plans that they issue. Worse, it often reduces the range of health insurance choices that diabetic individuals have at their disposal.
This situation should not be cause for despair. It is actually quite easy to procure health insurance for diabetics through iCan. As a compassionate partner for diabetic individuals in every corner of the country, iCan is committed to doing what is right for those in need.
Health Insurance for Diabetics
Although they are offered by dozens of providers across the country, health insurance plans for diabetics have several common attributes. For starters, they contain robust provisions for preventive services like routine visits to the doctor. Since diabetics require steady supplies of medication and hardware, these plans also contain ample prescription drug coverage. In fact, some high-impact diabetic insurance plans may fully cover these services. Others may charge small but manageable copay.
Finding Insurance for Diabetics
Many individuals who have type 2 diabetes believe that they are unable to find affordable health insurance plans. Accordingly, they may attempt to hide their condition when seeking health insurance quotes or applying for coverage. Since many states prevent health insurance companies from obtaining medical records that are more than a few years old, these folks may be able to deceive their prospective insurers on a temporary basis.
However, this can lead to complications down the road. When insurers learn of policyholders' conditions, they may choose to deny coverage or even cancel their policies outright. If you would like to avoid this outcome, you will need to be transparent with your insurer. Fortunately, insurance for diabetics doesn't cost as much as you might think.
Diabetic Health Insurance Plans
By law, health insurance companies in your state are required to provide health insurance to individuals with diabetes. Using iCan's database, you can find affordable policies that apply to members in your area. Once you select a policy, simply notify your representative that you currently receive treatment for diabetes. You will quickly be presented with insurance choices that offer surprisingly generous coverage limits, manageable deductibles, fair co-pays, and plenty of other benefits and perks.
Start your search for reasonably priced insurance plans for diabetics today. You will be impressed by the wealth of choices at your disposal.
