Although college is an important investment in your future and your career potential, it can be difficult to finance. One of the most challenging decisions you might have to make as a college student is whether or not to purchase medical insurance. Thanks to our options for low income health insurance for college students, you no longer have to live without peace of mind and without coverage in the case of an emergency. Here are some ways to afford health insurance even if you are a college student on a strict budget.
Opt for a High Deductible
Health insurance for low income college students can be pricey, even if you don't have any serious medical conditions and you have an active lifestyle. Without a way of bringing in a full-time income, however, the payments for a standard policy can still seem like they are beyond reach. Fortunately, iCan offers higher deductibles for those college students who want to pay less for their insurance each month. By paying a higher deductible if you ever do need coverage, you can enjoy lower monthly rates that you can afford.
Get an iCan Quote for an Insurance Plan for Low Income College Student
Many college students ignore their lack of medical coverage simply because they don't know how much it will cost, and they imagine it to be more expensive than it really is. You might be surprised to find out that thanks to a cheap health insurance plan for low income college students, you can afford to purchase health coverage. Call iCan and our member services to get a specific quote that takes your income and your health into account.
Consider Short-Term Medical Insurance
If you are only interested in purchasing health insurance for a short amount of time or you don't want to commit to a full 12 or 24 months of coverage, short-term medical insurance could be the answer. These policies from iCan are great for college students without definite plans for the future.
Choose a Low-Cost Limited or Mini-Medical Plan
A limited medical insurance plan is, like the name suggests, a more affordable type of coverage. The kind of coverage you will receive is limited, but that might be perfect for a college student without any serious medical conditions that need immediate attention.
College students can be covered by health insurance just like everyone else. When you are covered, you will be protecting your health, your future and your bank account. Thanks to iCan, even low-income college students can find a plan that fits their budgets.
