Many people are thrown off by the prospect of getting a major medical insurance quote because they don't quite understand the concept. These plans are somewhat different from our fixed-dollar coverage plans, and while both have their advantages, it's well worth learning about major health insurance policies. Here are a few of the top questions people ask us on the subject:
What Does a Major Medical Health Insurance Plan Entail?
Unlike some types of insurance you'll find online, a major medical health insurance plan can be used to create a more inclusive coverage policy that ensures you don't have to pay out of pocket for larger expenses. Major medical health policies are designed to cover almost everything, including serious procedures and outpatient care. These costs often exceed the coverage abilities of normal insurance policies, and many insurers specifically exclude certain procedures from such plans. Most notably, our major medical plan holders aren't required to pay for additional emergency care insurance after the fact because it's already included.
Why Are Major Insurance Quotes Popular?
Unique benefits typically associated with iCan plans include money-saving perks like two to three years of guaranteed locked-in rates and limitless doctor visits with co-pays. This abundance of advantages stands in stark contrast to many of our competitors, whose plans often increase in cost as time goes on or charge more for extra appointments at the most inopportune times.
Our major medical insurance quotes also include total coverage for the expensive auxiliary procedures that patients often need in order to obtain completely clean bills of health. For instance, our major plans don't make you pay a dime for things like MRIs, CAT scans, lab work or X-Rays. They also include emergency room coverage that ensures you won't wind up blindsided by large deductibles after unforeseeable accidents. Finally, flexible options like lifestyle benefit protection and Health Saving Accounts let you tailor your policy to fit your needs.
How Do Major Medical Insurance Quotes Work?
There's not much difference in getting your quote for a major medical plan and a regular fixed-dollar plan like one of our Association Group Plans. To apply, all you have to do is use our handy online form, and you're all set to go.
We work with insurance providers in every state to guarantee that you can create a plan that will keep you healthy without causing you to suffer financially. It's true that all health policies have their own limitations and exclusions. By choosing the right mix of major care insurance from iCan, however, you can ensure that your coverage is truly comprehensive.
